Swiss insurance clarity

You pay thousands for insurance.
Are you actually covered?

PolicyLens analyses your Swiss insurance documents and shows you exactly where you overlap, where you overpay, and where you may have meaningful blind spots — all at once.

Not a generic checklist. Findings adapt to your employment status, household composition, vehicle ownership, and travel habits — so results reflect your actual situation, not a template.

Privacy-firstOne-time CHF 69Swiss-focusedNo subscription
Start your review — CHF 69See sample report

Informational analysis only. Not insurance advice.

Swiss-hosted data
Deleted after review
No account required
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Why it matters

Most Swiss households are flying blind on their own insurance.

01
Paying every year for policies you never read

Most households renew automatically. Premiums rise, terms change, and the actual coverage is rarely checked.

02
Duplicate cover for the same risk from different insurers

Accident cover from your employer, a private policy, and an embedded credit card benefit — all covering the same event. You pay for all three.

03
Discovering an exclusion only when you try to claim

The fine print that seemed routine at signing becomes the reason a claim is denied. You find out at the worst possible moment.

04
No clear picture of what your household is actually protected against

Multiple policies, different insurers, different renewal dates. Nobody has ever looked at all of them together.

CHF 5,720
average annual basic health premium per adult
Federal Health Office, 2024
+39%
premium increase over the past decade
Swiss Federal Statistics Office
< 8%
of insured persons switch KVG insurer each year, despite large premium differences between providers
Federal Office of Public Health (OFSP), 2023
Sample report

See what your report looks like

Each finding shows exactly what was detected, how confident we are, and what to verify next. No jargon. No vague disclaimers.

GapCoverage you may be missing
OverlapDuplicate cover — potential savings
VerifyWorth confirming with your insurer
OKWell covered — no action needed
View full sample report
PolicyLens Report — Zurich Household
6 policies reviewed · Generated today
2
2
3
No personal liability policy detected
Gap
Household with 2 children and no Privathaftpflicht detected. High severity · High confidence
Verify: confirm scope of any embedded cover in your Hausrat policy
Accident coverage duplication
Overlap
Employer UVG + private accident policy. Est. CHF 180–240/year in avoidable premium.
Medium confidence · Review both documents to confirm scope
3 areas well covered — KVG, supplementary health, legal protection
Sample — illustrative findings only
How it works

Three steps. Your situation, your documents, your report.

Full review completed in under 10 minutes

01
Your needs

Tell us about your situation

A short questionnaire about your household, employment, vehicle, and travel habits. This is what makes findings specific to you — not a generic checklist applied to everyone.

02
Your documents

Upload your policies

PDFs or images, any Swiss insurer. Upload what you have and mark the rest as "I don't have this" or "I'm not sure." Missing policies are meaningful signals too.

03
Your report

Receive findings tailored to you

Every finding reflects your actual household profile — your employment, dependents, vehicle, travel habits. Nothing is flagged that doesn't apply to your situation.

Supported categories

All 12 Swiss insurance categories.

Not sure what you have? Mark "I'm not sure" — we account for it in the analysis and it may still inform findings.

Privacy

Your privacy is the product.

Documents deleted on request

You control when your documents are removed. Original files are deleted immediately after extraction. Structured analysis data is never retained beyond the review lifecycle without your explicit consent.

Hosted in Switzerland

Servers run in Swiss jurisdiction. Your data never leaves Switzerland or the EU. No US data residency, no third-party cloud with ambiguous data processing agreements.

No account required

No email to start. No account to pay. Your secure report link is your access — valid for 7 days, extendable only if you choose to provide an email.

No broker pipeline

The analysis is informational. Broker referral is always a separate, optional, consented step — it never happens behind the scenes. We disclose any compensation before you consent.

This is informational analysis, not insurance advice. Any broker referral is optional, separate, and disclosed.

One review. One price. No surprises.

CHF69
One-time payment · No subscription · No renewal
  • Full portfolio analysis — all 12 categories
  • Overlap and gap detection
  • Estimated CHF impact per finding
  • Downloadable PDF report
  • Swiss policy glossary and context notes
  • English and German language support
Start your review
TWINT and card accepted. Refund policy

Common questions, honest answers.

No. PolicyLens provides informational analysis of your insurance documents. We identify patterns, overlaps, and potential gaps based on the documents you provide and your household profile. We do not recommend specific insurers, products, or tell you what to buy or cancel. Any output should be treated as information to verify, not advice to act on directly.

Your original files are deleted automatically after the extraction step completes. We retain structured data from your analysis — coverage dates, premium amounts, category classifications — only if you consent. You can request deletion of all structured data at any time by contacting us.

Upload what you have and mark everything else as "I don't have this" or "I'm not sure." Gaps from missing policies are themselves a signal — if you mark household liability as unknown, the system will flag it. You do not need a complete portfolio to get useful findings.

Every finding includes a confidence level — High confidence, Medium confidence, or Needs verification. High-confidence findings are based on clearly extracted structured data and explicit rule matches. Medium-confidence and Needs-verification findings are flagged for you to check, not for you to act on blindly. We never hide uncertainty.

Only if you choose to opt in — after receiving and reading your report. Broker referral is a separate, clearly labelled, post-report step. It is never pre-wired. If you proceed, we disclose that PolicyLens may receive compensation if business is concluded through that broker. This disclosure appears before you consent.

No account is required to start your review. You receive a secure, time-limited link to your report. If you want to save your review for future reference or annual comparison, you can optionally create an account after receiving your report.